%PDF-1.7 1 0 obj << /Type /Catalog /Outlines 2 0 R /Pages 3 0 R >> endobj 2 0 obj << /Type /Outlines /Count 0 >> endobj 3 0 obj << /Type /Pages /Kids [6 0 R 19 0 R 22 0 R 32 0 R 34 0 R 36 0 R 38 0 R 40 0 R ] /Count 8 /Resources << /ProcSet 4 0 R /Font << /F1 8 0 R /F2 9 0 R /F3 14 0 R /F4 21 0 R >> /XObject << /I1 10 0 R /I2 11 0 R >> /ExtGState << /GS1 15 0 R /GS2 16 0 R >> >> /MediaBox [0.000 0.000 612.000 792.000] >> endobj 4 0 obj [/PDF /Text /ImageC ] endobj 5 0 obj << /Producer (dompdf 3.0.0 + CPDF) /CreationDate (D:20241024003313-04'00') /ModDate (D:20241024003313-04'00') /Title (View PDF) >> endobj 6 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Annots [ 12 0 R 17 0 R ] /Contents 7 0 R >> endobj 7 0 obj << /Filter /FlateDecode /Length 420 >> stream xR[O0~7qTA2!Ң\ I;N^MQ|v7B'r<6\H $8l0o{c<%VߙXVr1 ȯߎ[֌+;e|6c_3ɣ#ђ[ .l9%ኆ4\kE83] 9 GzMjGgv({_ûS8urfWH/i@Q]6Ol.:iTXz )I|3yVaYYLls$d"qw :JZArvú)qpQfv~Y}=hM5!ؑMSq@>-UVmi˭m> J8Uk\cX|"|0> endstream endobj 8 0 obj << /Type /Font /Subtype /Type1 /Name /F1 /BaseFont /Times-Roman /Encoding /WinAnsiEncoding >> endobj 9 0 obj << /Type /Font /Subtype /Type1 /Name /F2 /BaseFont /Times-Bold /Encoding /WinAnsiEncoding >> endobj 10 0 obj << /Type /XObject /Subtype /Image /Width 304 /Height 78 /Filter /FlateDecode /DecodeParms << /Predictor 15 /Colors 1 /Columns 304 /BitsPerComponent 8>> /ColorSpace /DeviceGray /BitsPerComponent 8 /Length 4285>> stream xy|Ek& ;!7 $ppSEQ^.xP(D"¡Q9 I d03:;=3BxzoWW?]U=nv.vjKLT nMgohA BVb) Tõ;LI SϙR_Rn &DkwzѤ.X =Ig5Amh;-Y:d30w+ &ֵa߄"BRljr[Lo.xb`?*ᵉ5;Xz:ηZk2r7˞ S0?{FSwyVp<3mnuJaQ1ljӝ Kk嶼aEvTQhd7W-P0iMTϱ >XxZZN^XԡSNq,);!A|Ask壗F&{ˀOtj~j>/N=ڡ9+"oeT#15-,5]\)Hm[ʼn1njFcUU,)_S[3pG) r˟u|h٠l׽*QO*m2 9'lgLsse2g%T+x-v,Č*dr`y~ȹ 椙lq&=̕dVQCEדzf*TIXvyix(ᄃ#ta3ML7(Ԯ̄Pv`#`I# ؙPWv8< F^sa:ٴZ9Lָn7;u/>'A!Ѱ°+b-a%%²Ѣ]*lD;:JX.$<*i ,d:dTA3w s3lY旮]&uuSZȈ E+h'>lrœ}_Ư,:{\ ̞3GsKqkgvϻp|͸,0}ԭV|ʻ]v$ uS$ac뫂[[{~r`< G-wp% ՄXy[I@%XZsO {,Wq콖÷( ,b,m/;DEVõ*x $ x=\7JTuZ{4ͷ}c+O-1_W~h@p4KZ%o@3֛@XVTe94ob#pc_g2kt1o.tX<ψZV'eM%ـ6` _RpH q3>7"7<6uP 5`w}]^`8*Gx˜7VʠY*72Y`o;LI"YTڕyv~{*bqqtEqwVJ-^nV#1?<.$GͿ.&'1y1Z<Em$ppx$`]pC«bHٟK=G%tR Uvep&x{;w##ԀE ,Uغs@̐8{)F%0pxc!݇#h"So-TR1ZݠAU.XK"eU3nf"},|3}裠,n40Sns:HSN$X&`elS`>;SV ~qf0Xp50 bE J[-IJC˲Ühlm+`ƍ.y 0_[5:hEML~G^ʢ\fDlzv_F`>Y򴯴46 ::`TzQjI2TOr'.~ۀiXL7WT]ZG`:?'02Fa&Nn=0Ʋf|I r.Y!0Kqo;1R&4-Wک-"_|S"Zπ9NV.à.œS~\U^cӭ? j5[ł\y=*~H&lZ рߕ$`pXCd|<c mr ,'m$xq8.?ڔY%lRC|C9G  v/_k/c3]W;0;dlu\ף.~gp6U"Xn_5+7oϥ'ݷk©76d\/5L,ٝ3/Pbl#rG煻O^5YF+Yl;OǦ}M]wj~)t|so9:)t1{5u0k L Zx{ w_Ϫ4g4}?fKEvWi+# siM30.,ixxYjVլf5YI&d0T-T FOźS@Ё$f%RX6}zfj/8cM^}NOK[3S/}7L gb-&盛#|n&P8>ijYպ!Zh~6y(W5CڀE:u]JYmQd~ ;mߵ'<4Mv)G9I[}C\*$sHj0Bl n~R ,!t00t*\5W࣢kZTT^w[6k F!2@D }C&#"H`|(0P4+n֞4 p3 `` VڇidW?#b#SqlUs=;/rW`!GIz7 ' 0i?wa(y2{`:OKE-` 2& k%|m-X1V(y2"$4oC[ўY3׿aw$RS@cEF\ )ۈE~Cף)0gpb`˜qs`u(S-㿩3Cw& M, !?#x2`"76G)f@{kM~|7OWB?+BL~װ  EjaW>o1'> ګ endstream endobj 11 0 obj << /Type /XObject /Subtype /Image /Width 304 /Height 78 /SMask 10 0 R /Filter /FlateDecode /DecodeParms << /Predictor 15 /Colors 3 /Columns 304 /BitsPerComponent 8>> /ColorSpace /DeviceRGB /BitsPerComponent 8 /Length 7576>> stream x]leuks/g3,ΐt4*7ҌXRCʈmC>>&-ˠ4ҌȊd,7Ա<$Chї5W9^9Bsu>}Y{>OX`vG8t%Ωˤ[1MsjqIWCGӨQ/2LC1O5VBqf?H7jXnx6h~0)n؆B';L `8 Iǟj<݈An1CmɐB ra9 ^@ oс t@[sJrU` в!/ W!(((A Pqai>f 8YA`7A !PU5 f/0se9Q~u'AA 5XDB&H `u!OKTl?[[=>{1$$g@ @ȉ6!^Ԅ R 9ũMlMa)QLBOPCM b")H͘[dGk9=+* JPS)>!0Ŧ|6߆N C<15 xW4@E^Qg_ 3qPY:7Z3  ~.f1 @"*>c<W7\?v%*'.=3r˘!(=>1 AE'H*+_ñw i@`{)TR)Pg{?G\InO@ee8S1)Ƽ- HlWGI=~Ч9963$ &xbgzATob~XiP~qJXXK J\w2']Tj4H/nqHGjd+44A*`LB8_P18# P1z{ҷc^-MS#b.` bC0 80>o7uG0koxg"HQQkng_Geev\Zی2=N~E^oWx.CV^=3'{3~_mϿwRc \k[˭;n'#d&`ƵDV\ۗjY=DL1)?`TM4;DB\sTBY=+n_~fT_M5&ї!o&C,t$O 4_ LtD E'>/LyRG#D 2Ix7'֜{PǾc<׍R h4-6cHfo --BF9{S!axi3f!_)Q~\_,+E˷v[L n9x\. Q8T/) 癙K@nl8n"^hE_|\4ez4vnKqےD!vN2] ;R(`hgRc~9c)ǐ v~h %`AB&z,jb^Ă`/: $}M ˡANϑVN,uEZtJٹn2TH7_'srMV ^dגݾY6zrbe*Gݧb XJOj%9ҧ/J:7E1]1A>3O9>=>75,ׅj@S =(Zǃ$6v>-0ijٕO/ճܼa>'궘o8%{fC?AxetŵdWKs.0{wDK8T%Ot5' \.L xwx9.Fsʘ ŽHilakqAڽu}!oLAjA1 Ytdb3qcyyxh薢!.b&|G hm󫷹7jL{-tURʰxNbi,i9M˷ |80"eiW5Uo8 #лGPS5SC654fHhr4US1DbA`F;a}//Ӫma@5~C; ,m"(>ŝHrViX_IC.3;Ǚ@xs}tzi]( |{cczjQ$7 hṳE +GxHĴr}|% m^) ,LU.K#µ^:Yl-Yz-Gٗd3Ǚ5|{PNG82ÅRUMxGuH;8C,Ѥ9jcc&Wc_릝cOe-T/Gx$XA`"l zvVɦw)OPf`}Fm1߯vckƞnI s,JL$hJD$' d1 $R\[}X'\d_Aن5 6Ez'yL9K/7o㘬Uk12h@$1s"J9ƙL2 4(MMyw3=OgKDc9cAxl F'=Q㉧=sH{uSkh\8a'vu.H1;@oK9Kw avѴ,E‚ zA@iyߢG2V?oW+iU59^U:dE3lI4A*%ɌIN2IngK"hL.o/^ޓZہ6⥑%Y5C+|e}:" BiE|LUw̙ xD-&ςXk^a3L[iʕ-?:"ΒVuvF2#;Vyf9Y/;έ8JTw8Ǵ`ޱ"zE/Y~lz`;m\Ǔ5쿖uŖUe X7X9YvG\f&Zm@ :}++;CYQ/0ћM|ʑ?|c>1-NYŨ[#8[ی,~wU*; [4phtS>®ٞm/*ѥ鴥_Ԭi?39J9ʺ9;<NbCqzck*o,yRHiƫRN I,ڔ]v򁥇MO޻k+4H$@$ģB`xAذ9?8i:r3$l1beMJ˼ 錻yF튙C݋`V-W9wfkq[>N,la#sPV=}02 "qF/-ϣ?{$\| 3ak<;xR1,&` < ( ,6Yq<(Q#FXS؍*l 'TwX=IWxK= e*)Y4**M*Wf׵2|+ȳt8pL,Y익^݈!fZ+Vd/Nv*rxyc̡diHCyTٰm s]nef8r4Hqwڹ 3:SJ.q fj`=  LѢÇU؞YDl7eT(3)RBտmM͠Nz5/(U*]ⱝ+|U guZJ[f5Oe*Ezh|\{+IT@ۗ8 (+{y8Nb+ࣀ"XhKLbgE7M8iFѬA)ztHϷ܊k5/ a}MS jd} vо,$+]\R~yH K:P z#0,|3 /5p8C wۍm21eG׸Yjj;:J8)Z#P̌< B+zԮy ɔ4!*Z\坲eBe$!!ϯ@Ώnqˣ֑Q1trFG&b6g0iV"CSdvE`kJYc1[U1W/AJT#R“11p1FXsT( RdAe`}9Z! zm ǼbrPyz ہ e9pEy>dy!!EsK )+$E>\~š 4ګM~'Hjye!v֘ɬif XY8` qsݦ#gJV.Hǻ.0;f(A& Z<91fqgo2k N%Z=cvq xbjޝ;.pyHGcX%&.*Mi?CNxR*I@_OM2* E9_V?_IòG6ER@-H? endstream endobj 12 0 obj << /Type /Annot /Subtype /Link /A 13 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 646.6843 82.0157 694.6843 ] >> endobj 13 0 obj << /Type /Action /S /URI /URI (/print/pdf/node/4321) >> endobj 14 0 obj << /Type /Font /Subtype /Type1 /Name /F3 /BaseFont /Times-Roman /Encoding /WinAnsiEncoding >> endobj 15 0 obj << /Type /ExtGState /BM /Normal /CA 1 >> endobj 16 0 obj << /Type /ExtGState /BM /Normal /ca 1 >> endobj 17 0 obj << /Type /Annot /Subtype /Link /A 18 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 637.8115 144.6677 649.6915 ] >> endobj 18 0 obj << /Type /Action /S /URI /URI (/insights/auto-physical-damage-0) >> endobj 19 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Contents 20 0 R >> endobj 20 0 obj << /Filter /FlateDecode /Length 986 >> stream xUM6W̱dY[Z (rr%Zb"U㿑KnP.B 5̼yZYruq{kPN#'VxXvE|(&Ԏ+*IuTo㆓IL-yN"oxU/|7tuCuVqzXy&6T9m,i\U#6~= 2>"j^ !.a=Y*_Դmӡ7?Tb:>~ tdGн/zD/*$zatNw4.H@^VRkӻKTMPqXyNC @*daPZOPFEp`Ύs1Zye NB5]䗳$y\p [U&-FE~Db2 WZ#XZ/VYp]3G/@2Nxf Ξ |302-]Q$Mph56 ҡקJo*OapvDg'HDA!:dj(O4YUU X0`49H9IPFI%# qJ#g(]U#>(>%"Klct;Mօ٨,2fTo!p f'YAU > endobj 22 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Annots [ 24 0 R 26 0 R 28 0 R 30 0 R ] /Contents 23 0 R >> endobj 23 0 obj << /Filter /FlateDecode /Length 1729 >> stream xXM۸WM0X}^OdAf1-6s=ȦԞKI~vʼdEs=DetoD7V=T"я^ɞz‰1Y9/ݕ =ku??%6lB}K?/Rv;h֑&e] pNx枂S$`^9R<$MН>ˠ袇NYax] k0U?~GO>oaj(fStR؜H2ӸW-"Յ"\\7蠝QNTgFb)mR\dug]HbQjC*`2TϏ#/ gmNԅ 1䭠~rt*nD4Z!Yp46{E.L^5itt<\i|'u9?X7JoRتB6wѨ &𤴣nz>oѳt|Gm4Ȯ/~@܃jPy#m5KHe mNNz;T%MF7*ֻz?yΚR^V0gaN!krQ ;y85 @!ٝJ;Fd*؎PqF*}Cq*(,ya;,W_MQ`P6E}`A*<"!f͙7FJsd.7tvC i*8NzNUx]PTJk1Ta |(~`]5àLr ɤηm0k]KU Gr q^ >9XzrjVA^tMU=ly YVj3븃WAK'u:>3d^)Y6 eϺ䐬ƪnEtؒޫڷY;ŮiP5Gvٯ_@*-UY&daxHh8sԙ(s wP:b<^t#pztQ>Ձ \FTZO_L?j>fS:ٹw'N4Ց¿. O9vZӨ'oM⥟B3ZV2EU Vʖ`UP Ce)^v'6uBSX|)>.eV4gGfr?̌Gܤ;->X8QQ~Y=S㊺M !OʃI@TfTԡ^ | rYs[ZF ȍ6-~؟`5!kJZnsAgP0կ.wL۵lp̷6 Ѻ`?sX5hU876> endobj 25 0 obj << /Type /Action /S /URI /URI (/insights/article/auto-physical-damage/celebrating-70-years-mpowering-better-outcomes-pc-claims) >> endobj 26 0 obj << /Type /Annot /Subtype /Link /A 27 0 R /Border [0 0 0] /H /I /Rect [ 174.7800 207.8855 248.4360 219.7655 ] >> endobj 27 0 obj << /Type /Action /S /URI /URI (http://www.mckinsey.com/business-functions/organization/our-insights/six-building-blocks-for-creating-a-high-performing-digital-enterprise) >> endobj 28 0 obj << /Type /Annot /Subtype /Link /A 29 0 R /Border [0 0 0] /H /I /Rect [ 280.8360 207.8855 343.1640 219.7655 ] >> endobj 29 0 obj << /Type /Action /S /URI /URI (http://www2.deloitte.com/global/en/pages/technology-media-and-telecommunications/articles/tmt-pred16-tech-cognitive-technologies-enterprise-software.html) >> endobj 30 0 obj << /Type /Annot /Subtype /Link /A 31 0 R /Border [0 0 0] /H /I /Rect [ 375.5640 207.8855 449.2200 219.7655 ] >> endobj 31 0 obj << /Type /Action /S /URI /URI (http://www.mckinsey.com/industries/financial-services/our-insights/the-growth-engine-superior-customer-experience-in-insurance) >> endobj 32 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Contents 33 0 R >> endobj 33 0 obj << /Filter /FlateDecode /Length 1697 >> stream xW˲WM* ̇5I]*V E䒄 7m>5}@IW8+ }ID$߬k?X҅~! 훿)ߊ$-ږvooSJ3о#},^OGIZEznAH^2y,2~fBUS[ӽujf>Aũ:ȁZ9ʣ:YŬ66"{P]t ib>xqBPU, vLI9כYmaS9tÍ\ښiTF1C%G֏S(v;QUI3^;a^=0{޷:ha9pٙVy6O{(.DncDawN]"[m;Cg2ϊwf R>.2&峢T"+ܰ>İ釺n><;NKIY zUQTF1[bT}VO .g(V#l{Hs"ĖL[`Kcض@6ka'ɼơvۢ 4܈u/nuk1pH.G )uw]/hGBR;ٶ(ROMs/aCXdyUB2prR!ﶬ=(scEޒBMϻfe!viǻaF޿<Щ&EŀNgȚg⼾!n݂uz} BBoX$UL?@=C0(4KT|dŚpk- c"ێi>ym0]y)]L&7(qL+Rik=1LN.iJS.vev)]Pk ~bfv"P4m@ԯ_ʳEIEyԑdϷטQ_J}n^̟ f hG'{%lDi4biи]bc (|.!@bDwQPa2LXV5Cae"<0 XO~nƈ+]!~78*XyQp2% 4"'v})(VΟ2vX"b*of1450l0*0-x{igϺQoQ{t/0c7@nl-m4yr <0aV g8b eټKYV `]ƔhkaIˀ `ՋgF rO$8*4??o1 endstream endobj 34 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Contents 35 0 R >> endobj 35 0 obj << /Filter /FlateDecode /Length 687 >> stream xun0 } 7 lC2VȴU=In'T-Ȳ>~M]u /y珯#?O{i۪n6T[fYհ{ɲ_97 :6s<'5! ;J'@B mXaN.eteZ tɎ䬧L|*LVliNA䵼h9E{ X> n='/Kpͮ7D0Bta,K>k0ڸm aZL$*?J Jl5MM.- tOꂣg ؋ dώ.,dKgզGLnX7> endobj 37 0 obj << /Filter /FlateDecode /Length 489 >> stream xMo0:߻'RT !hnUq6F \~lP{233$qqnC:#㚂pO6yHgy]_#U!]WlWdrݳ'yRaҸQBF 3SB`8*:O endstream endobj 38 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Contents 39 0 R >> endobj 39 0 obj << /Filter /FlateDecode /Length 2098 >> stream xXM۸%UI)RԬM99d|H"! ;$@JW_SJ56NHdnY,K_w'ez]4x?x:?%S$g/NQHGQAX#hd.B?9О{NI"$yuVN֚̈́?,"ڪ*V*i !62AxOA[,)O(O i1h`gl_;9!}! +r;hdt8םZ"/>Psx' <ut:N|krUl2X.W!PUuQ:tKXٶXzBk}8)Qqdi ٳ&FޤD}k'x[9ʽu G_]d&8uMST@Y#Ɠtl/tTd_DQ T;$jժ1$*B:g]3 }ǴZŲiCF!Xu|ٌ;RDW8#8OYQsl9k"3v'[er:fLt^EIB=||HӭWw֭bƄ>UNL <ʐd{^SV>xGh,ѝ0G ?a(Q~*-f69$a$H,Oi2gl4|riaf9R^ "P }W~DОT\dniMQV)ו gLP)a׬F0ǯѼX5ˢY"dΠxʟurWk,ENY{?l.2HoOTW]tʜ *r@ee&!%bIC'AQ(zc_rȚmsgw*hF@f 4$,r2m 96LsquYl(Q7EpnM2dlo$޾D p+8^QKFGtif]mzk^@nQj5Eۣ߷bBjY\7m}ph_Ph̕I^nUʇkSkct#?NSWwӇGr8*xDɡjbW/s,@4Q/ΏguFPNHy8qE/7]l~ߠa#ojS9[JSCEcċHK?`Q3o0 jIPQg> Fxtz?K~HSQ:g`,(7U{p<+A]{CS:>VŮ1fK4,Lg܋)RF-c-eeZѫI4%? uK2*l|0s Ň^!Z*jD{ISe_-:GjA4O`)FaKzV{DӋeuDq (#pXv9ҩ߾{KM ")"oU !q14-JTQ%S{2AVvz_UAyO*}d@JﴏKE9Z x ʤlR (~fwrm} *֊:+78jU׾:} endstream endobj 40 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Contents 41 0 R >> endobj 41 0 obj << /Filter /FlateDecode /Length 195 >> stream xm͊@uTv29?(z&{6ℝ /oxOHRU]-~R= 3i8!H<9aTwb+f)ɬ0)`?SR)loܶXZΖlَ5Vb˿ر;7#>qEog ^QWֻ?F endstream endobj xref 0 42 0000000000 65535 f 0000000009 00000 n 0000000074 00000 n 0000000120 00000 n 0000000435 00000 n 0000000472 00000 n 0000000649 00000 n 0000000778 00000 n 0000001270 00000 n 0000001379 00000 n 0000001487 00000 n 0000006017 00000 n 0000013851 00000 n 0000013977 00000 n 0000014049 00000 n 0000014159 00000 n 0000014216 00000 n 0000014273 00000 n 0000014400 00000 n 0000014484 00000 n 0000014589 00000 n 0000015648 00000 n 0000015759 00000 n 0000015904 00000 n 0000017707 00000 n 0000017834 00000 n 0000018005 00000 n 0000018133 00000 n 0000018323 00000 n 0000018451 00000 n 0000018656 00000 n 0000018784 00000 n 0000018962 00000 n 0000019067 00000 n 0000020838 00000 n 0000020943 00000 n 0000021703 00000 n 0000021808 00000 n 0000022370 00000 n 0000022475 00000 n 0000024647 00000 n 0000024752 00000 n trailer << /Size 42 /Root 1 0 R /Info 5 0 R /ID[<15e4d26db600abb0270a76dc6bb30436><15e4d26db600abb0270a76dc6bb30436>] >> startxref 25020 %%EOF